life insurance

You work to protect and support your family, and you’ll want to feel assured that they’re looked after when you’re no longer around or if something unexpected happens to you. We offer considerate, clear advice to help you find the most suitable life insurance quote for your needs, ensuring the financial well-being of your loved ones is secure should anything happen.

get started

To get a full free review of your life insurance, simply apply online today. You’ll answer a few questions on our form and submit the info to us. We’ll be sure to find the right protection cover for you and your family.

Some of the products listed are not regulated by the Financial Conduct Authority, and we may refer you to a 3rd party for these services.

apply for life insurance online

life insurance

application quick guide

we’ll collect your details

We bring together all the information you provide to start researching the most suitable life insurance quotes available.

we’ll get in touch

Through an informal discussion, either via video or phone call, or in person, we’ll determine the kind of product that will be best suited to your needs.

we’ll find the right quote

Our team will search for the best protection package for you, taking into account your budget and the needs of you and your family.

we’ll make your application

The Mortgage Mum removes any hassle by applying to your chosen provider on your behalf, ensuring no mistakes are made that could invalidate your policy at a later date.

hitting all the right notes...

Seeing a family settle into a new home with a mortgage that suits them and insurance that secures them. It’s what makes The Mortgage Mum team tick.

most common faqs

Will I need to undergo a medical examination before receiving life insurance?

This is not always the case. Subject to your age, amount of cover and general health, the insurers may require further evidence before they can offer terms. This can be completed by either an additional telephone interview, nurse visit or a targeted report from your GP.

What factors will affect the life insurance policy I can qualify for?

Insurers will look at a number of factors before offering cover. Every provider is different, which is why it is best to speak with one of our advisers who can choose the best insurer for your circumstances. Some of the main factors will be age, occupation type, general health, smoker status and dangerous hobbies or pastimes. Once terms have been offered by the insurer and a monthly premium is agreed, that is the price you will pay each month for the life of the policy, should you choose a guaranteed premium.

Is it compulsory to have life insurance in place for my mortgage?

In general, lenders do not make it compulsory for you to have life insurance in place when you take out a mortgage. They simply require payment of their debt and interest, placing responsibility for insuring yourself and your family with you. We would always recommend you consider taking out a life insurance policy to ensure that your loved ones are protected should the worst happen.

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so, let’s get talking!

If there’s anything you’d like to chat about, whether that’s our services, our mortgages or insurance, just get in touch…