The big question! We recognise that this is the first thing people want to find out when they come to us. Different providers follow very different criteria, and those criteria are changing all the time, making it a tough answer to determine. That’s why it’s a good idea to contact an experienced and responsible broker like The Mortgage Mum to scan the current market and identify the product that will afford you the maximum spending power in the housing market. Contact one of our experienced, trustworthy advisers and rest assured we will find the best solution for you.