commercial finance

Need help building your business? Commercial finance can support your company’s growth, whether it’s aiding cashflow or strengthening its infrastructure. We’re here to locate the lender that can help take your business to the next level.

talk to our team

If you’d like to discuss your company’s needs and the commercial finance options available, our team is here. Simply click ‘get in touch’, answer a few questions on our contact form and we’ll get back to you with tailored advice on low-interest business loans.

Some of the products listed are not regulated by the Financial Conduct Authority, and we may refer you to a 3rd party for these services.

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commercial finance

commercial finance application quick guide

have your details ready

Your information will be checked over by a specialist in commercial finance, who will help find the right lender for you.

plan for how your finance will be used

Based on your aspirations for your business, we’ll help you put together the best business finance plan for you.

show how this investment affects revenue

We’ll work with you and your professional advisors to ensure your commercial finance proposal is well-received by potential lenders.

hitting all the right notes…

Seeing a family settle into a new home with a mortgage that suits them and insurance that secures them. It’s what makes The Mortgage Mum team tick.

most common faqs

What kinds of documentation will I need to produce for a commercial finance application?

This will vary depending on each individual case. Your mortgage broker will provide you with a shopping list of required documents at the outset and as the case progresses. It is often preferable for us, with your consent, to have direct dialogue with your professional advisors such as your accountant and/or solicitor. By liaising directly with your advisors we can take some of the leg work off your desk.

What factors will affect the interest rate I pay for commercial finance?

Your mortgage broker will always aim to source the cheapest rate available across the entire market under your circumstances, whilst also considering other factors such as lenders appetite for certain deals and geographical areas, yours and your business’s credit history and deposit/equity funds available. This list is not exhaustive, however, and there are many more factors to be considered. Your broker will always explain the reasoning behind the lender chosen and an indication of where the pricing sits across the market.

My company is under 2 yrs old, is it likely to be eligible for commercial finance?

Lenders do like companies to be trading for as long a period as possible, but we have lenders who will look at cases on an individual basis - so no, not necessarily.

Are low interest loans available to businesses?

It’s hard to quantify what a low interest rate loan would look like at any given time as prices can fluctuate, but a broad range of these types of financial products are available. Rest assured our task is to find the best and usually the cheapest option for our clients!

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so, let’s get talking!

If there’s anything you’d like to chat about, whether that’s our services, our mortgages or insurance, just get in touch…