buy to let mortgage

Do you have room to look after more than your little ones? Life as a landlord can be a lucrative opportunity, whether you’re opening a home up to rent or investing in capital growth. If you’re interested in this venture, we’re here to help with tailored advice on buy to let mortgages.

get started

To find the best buy to let mortgage rates, simply apply online today. You just have to answer a few questions on our form and submit the info to us, so we can start finding the right buy to let mortgage for you.

Some of the products listed are not regulated by the Financial Conduct Authority.

apply for a buy to let mortgage online

buy to let mortgage application quick guide

rent potential

How a lender decides to offer a buy to let mortgage is typically based on rental coverage - will the rent earned on the property cover your repayments? In some cases, there will be less emphasis placed on your earned income.

buy to let mortgage rates

More often than not, buy to let mortgages tend to have slightly higher interest rates than your standard residential mortgage.

larger deposit

You should expect lenders to ask for a minimum deposit of 20%-25% of the property’s value for a buy to let mortgage.

hitting all the right notes…

Seeing a family settle into a new home with a mortgage that suits them and insurance that secures them. It’s what makes The Mortgage Mum team tick.

most common faqs

How much can I borrow for a buy to let mortgage?

This will depend on a number of factors - rental income, earned income, how many properties you currently own and more. Talk to one of our specialists today to see whether an extra income as a landlord is within your grasp.

Is it possible to convert a residential mortgage to buy to let?

It certainly could be - speak to one of our experts today to discover whether this could be an option for you.

What are the tax implications of buying a property to let?

There will potentially be tax implications when generating an income by letting a property. Though we don’t deal directly with matters relating to tax, we can always point you in the right direction. Get in touch today.

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so, let’s get talking!

If there’s anything you’d like to chat about, whether that’s our services, our mortgages or insurance, just get in touch…