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the mortgage mum logo
  • mortgages
    • first time buyer
    • residential & remortgages
    • buy to let
    • second mortgage
    • bad credit mortgages
    • self-employed mortgages
  • insurance
    • life insurance
    • critical illness insurance
    • income protection insurance
    • wills & trusts
    • home insurance
    • business protection
    • private health insurance
  • specialist finance
    • development finance
    • commercial finance
    • portfolio finance
    • bridging loans
  • about
    • about us
    • our team
    • recruitment
    • library (FAQs)
    • blog
  • contact

Tracker rate mortgages are a big talking point at the moment because of the Bank of England base rate being so low. A tracker rate is as it sounds, it tracks the Bank of England base rates.

Many people recently have benefited from being on a tracker rate but it's not for everybody due to a potential rate increase which transpires into an increase in monthly payments. However we do look at your attitude to risk and your overall affordability to ensure you can manage the payments in the event the BoE rate starts to rise.

It is a great time to move to a Tracker Rate but in this video I explain it in more detail so that you have a better understanding of the pros and cons. Please get in touch if I can advise further or fill in an enquiry form via our website. Thanks for watching!



Sarah Tucker, founder of The Mortgage Mum

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539-541 London Road, Westcliff-on-Sea
Essex, SS0 9LJ

Email: info@themortgagemum.co.uk

Tel: 01702 887 426

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (https://www.financialombudsman.org.uk/consumer/complaints.htm).

Some of the products listed are not regulated by the Financial Conduct Authority, and we may refer you to a 3rd party for these services.

All images of The Mortgage Mum team supplied on this website are to the credit of Stephen Wallace Photography.

The Mortgage Mum Limited is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. Registered address: 539-541 London Road, Westcliff-on-Sea, Essex, SS0 9LJ. Registered Company Number: 11723322. Registered in England & Wales.

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