The Mortgage Mum
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the mortgage mum logo
  • mortgages
    • first time buyer
    • residential & remortgages
    • buy to let
    • second mortgage
    • bad credit mortgages
    • self-employed mortgages
  • insurance
    • life insurance
    • critical illness insurance
    • income protection insurance
    • wills & trusts
    • home insurance
    • business protection
    • private health insurance
  • specialist finance
    • development finance
    • commercial finance
    • portfolio finance
    • bridging loans
  • about
    • about us
    • our team
    • recruitment
    • library (FAQs)
    • blog
  • contact

Can you use maintenance as income for your mortgage? The answer is yes. Does it always have to be court-ordered? No.

It does have to be on your bank statements. We have to ideally see that being paid over a three to six month period and it needs to be the same amount going in per month so that we know that that's going to be regular income for you.

You can also use benefits as income. Different lenders offer different affordability, so it's best to speak to a broker to guide you through the process and help you with what combination is going to work best. Please speak to us and we'll help you work out who's going to be the best lender for you, what your affordability looks like, and we'll make it really easy for you.

I hope this gives you some reassurance and clarity. At The Mortgage Mum we understand, so please get in touch with me or my team to help you.

Sarah Tucker

Mortgage Broker and founder of The Mortgage Mum

www.themortgagemum.co.uk

sarah@themortgagemum.co.uk

https://www.instagram.com/the_mortgage_mum/

https://www.facebook.com/themortgagemum1

The Mortgage Mum
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539-541 London Road, Westcliff-on-Sea
Essex, SS0 9LJ

Email: info@themortgagemum.co.uk

Tel: 01702 887 426

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (https://www.financialombudsman.org.uk/consumer/complaints.htm).

Some of the products listed are not regulated by the Financial Conduct Authority, and we may refer you to a 3rd party for these services.

All images of The Mortgage Mum team supplied on this website are to the credit of Stephen Wallace Photography.

The Mortgage Mum Limited is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. Registered address: 539-541 London Road, Westcliff-on-Sea, Essex, SS0 9LJ. Registered Company Number: 11723322. Registered in England & Wales.

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